Term Life Insurance- Protect Your Future & Access Funds When You Need Them Most
Get term life insurance with living benefits—coverage that not only protects your loved ones but also provides financial support if you face a critical illness, chronic condition, or terminal diagnosis.
Peace of mind starts here.
Term Life Insurance- Protect Your Future & Access Funds When You Need Them Most
Get term life insurance with living benefits—coverage that not only protects your loved ones but also provides financial support if you face a critical illness, chronic condition, or terminal diagnosis.
Peace of mind starts here.
Term Life Insurance with
Living Benefits
Term life insurance with living benefits provides financial protection for a set period while also allowing policyholders to access a portion of their death benefit during their lifetime under certain conditions. This can be invaluable in cases of critical or chronic illness, long-term care needs, or a terminal diagnosis.
Unlike traditional term life insurance, which only pays a death benefit to beneficiaries, Term life insurance with living benefits gives policyholders the flexibility to use their benefits when they need them most. Whether facing high medical costs or long-term care expenses, having access to funds can provide much-needed financial relief.
This added layer of security can offer peace of mind, but it’s essential to review policy details carefully. Coverage options and eligibility requirements vary, so understanding the terms will help ensure you choose the right protection for your needs.
Term Life Insurance
with Living Benefits
Term life insurance with living benefits provides financial protection for a set period while also allowing policyholders to access a portion of their death benefit during their lifetime under certain conditions. This can be invaluable in cases of critical or chronic illness, long-term care needs, or a terminal diagnosis.
Unlike traditional term life insurance, which only pays a death benefit to beneficiaries, Term life insurance with living benefits gives policyholders the flexibility to use their benefits when they need them most. Whether facing high medical costs or long-term care expenses, having access to funds can provide much-needed financial relief.
This added layer of security can offer peace of mind, but it’s essential to review policy details carefully. Coverage options and eligibility requirements vary, so understanding the terms will help ensure you choose the right protection for your needs.
How can I Use Term Insurance?
Term life insurance isn’t just about providing a payout after death—it can also serve as a financial safety net for your family in multiple ways. Here are two key ways you can use term insurance for added security:
How can I Use
Term Insurance?
Term life insurance isn’t just about providing a payout after death—it can also serve as a financial safety net for your family in multiple ways. Here are two key ways you can use term insurance for added security:
As Mortgage Protection
Term insurance can be used as mortgage protection by providing a lump sum payment to cover the outstanding mortgage balance in the event of the insured's death during the term of the policy.
Here's how it works:
Calculate your coverage needs: Determine the remaining balance on your mortgage.
Choose the right term: Match your policy term to the remaining years on your mortgage.
Set the coverage amount: Ensure it covers your outstanding mortgage balance.
Buy the policy: Secure coverage based on your age, health, and financial situation.
Name the mortgage company as the beneficiary: The death benefit will pay off the remaining mortgage balance.
✅ Peace of mind knowing your family won’t have to worry about losing their home.
As Mortgage Protection
Term insurance can be used as mortgage protection by providing a lump sum payment to cover the outstanding mortgage balance in the event of the insured's death during the term of the policy.
Here's how it works:
Calculate your coverage needs: Determine the remaining balance on your mortgage.
Choose the right term: Match your policy term to the remaining years on your mortgage.
Set the coverage amount: Ensure it covers your outstanding mortgage balance.
Buy the policy: Secure coverage based on your age, health, and financial situation.
Name the mortgage company as the beneficiary: The death benefit will pay off the remaining mortgage balance.
✅ Peace of mind knowing your family won’t have to worry about losing their home.
As Income Protection
Provide financial stability for your family by replacing lost income if you’re no longer there to support them.
Here's how it works:
Assess your income needs: Calculate how much your family would need annually.
Choose the right policy term: Cover the years until your dependents become financially independent.
Set the coverage amount: Multiply your annual income by the number of years you plan to work.
Buy the policy: Secure coverage based on your individual risk factors.
Name your beneficiary: The death benefit will provide them with financial security.
✅ Give your family the financial stability they need, even in your absence.Want to learn more? Find the right term life insurance policy that fits your needs today.
As Income Protection
Provide financial stability for your family by replacing lost income if you’re no longer there to support them.
Here's how it works:
Assess your income needs: Calculate how much your family would need annually.
Choose the right policy term: Cover the years until your dependents become financially independent.
Set the coverage amount: Multiply your annual income by the number of years you plan to work.
Buy the policy: Secure coverage based on your individual risk factors.
Name your beneficiary: The death benefit will provide them with financial security.
✅ Give your family the financial stability they need, even in your absence.Want to learn more? Find the right term life insurance policy that fits your needs today.
A No-Brainer Offer to Secure Your
Financial Future
What We’ll Cover in Your Free Consultation:
✅ Personalized
Financial Plan
A step-by-step
roadmap to
grow and protect
your money.
✅ Proven Wealth-Building Roadmap
Step-by-step guidance for long-term financial success.
✅ Insurance &
Investment Guidance
Smart protection
and growth strategies
for your future.
A No-Brainer Offer
to Secure Your Financial Future
What We’ll Cover in Your Free Consultation:
✅ Personalized
Financial Plan
A step-by-step roadmap to
grow and protect your money.
✅ Proven Wealth-Building Roadmap
Step-by-step guidance for
long-term financial success.
✅ Insurance &
Investment Guidance
Smart protection and growth
strategies for your future.
TESTIMONIALS
Trusted by Families & Business Owners Nationwide
Working with Powerhouse FIN has been a game-changer for our organization. Their compliance guidance has saved us always.
Natalie, CEO
The employee education from Powerhouse FIN have transformed the way our employees think about insurance.
Robert, HR Manager
FAQS
Who is this for?
Anyone looking to take control of their financial future, from families to business owners.
What can I expect from the free consultation?
A customized plan tailored to your financial goals and needs.
Do I have to commit after the session?
Nope! Our goal is to provide value and clarity—no pressure.
FAQS
Who is this for?
Anyone looking to take control of their financial future, from families to business owners.
What can I expect from the free consultation?
A customized plan tailored to your financial goals and needs.
Do I have to commit after the session?
Nope! Our goal is to provide value and clarity—no pressure.
Act Now – Your Future Depends On It!
Opportunities don’t wait. Neither should you—book your FREE appointment today!
Act Now – Your Future Depends On It!
Opportunities don’t wait. Neither should you—book your FREE appointment today!
